Our Firm
We are a fully independent financial firm providing ongoing planning and advice about all aspects of your finances. This includes discretionary management of your investments and ongoing retirement planning. We'll typically have two formal meetings per year to update your plan, refine your portfolio withdrawal strategy, determine each year's tax planning objectives and actions, review estate plans and wishes, discuss any questions you have, etc. While the goal is to have the two official meetings each year, you're not limited to only working with us every six months...we're here for you as life happens! We're accessible by Zoom, phone or e-mail as life unfolds and financial decisions need to be made.
Asset Management/Retirement Planning
At the heart of our business we provide ongoing discretionary management of your investable assets, through accounts held in custody at Charles Schwab. We use a straightforward, passive and fee-conscious investing approach that ensures your portfolio will remain diversified, low cost and properly allocated for your risk tolerance and financial profile. We typically invest using a combination of exchange traded funds ("ETFs") that track major stock and bond indices. We also often use individual stocks, U.S. Treasury securities, and liquid REITs.
We tailor your investment strategy by carefully considering your risk tolerance, time horizon, and tax situation. We build a diversified portfolio of global investments designed to provide growth and income throughout your retirement. Our goal is to give you peace of mind—what we call
"protecting your sleep at night money."
Assets under management Annual Fee:
- <$500,000 _ 1.00%
- $500,001 - $1,000,000 _ 0.75%
- $1,000,001 - $5,000,000 _ 0.50%
- $5,000,001 - $10,000,000 _ 0.25%
Investment Coaching
At Oxford Capital, we provide tailored investment coaching for individuals in the workforce. Whether you’re enrolled in a 401(k), 403(b), 457, or other government retirement plans, our expert guidance helps optimize your retirement strategy.
We begin with a comprehensive review of the investment options within your employer-sponsored retirement plan. From there, we align these options with your financial goals, risk tolerance, liquidity needs, tax considerations, and time horizon. Based on this thorough analysis, we offer personalized recommendations to help you allocate your retirement assets effectively.
While Oxford Capital does not directly manage employer retirement accounts, we empower you with the knowledge and confidence to make informed portfolio adjustments. Additionally, we offer advice on budgeting and overall financial planning to support your long-term financial success.
Coaching Fees:
- Assets under $100,000: Complimentary
- Assets between $100,000 and $1,000,000: $200 per meeting
- Assets between $1,000,000 and $10,000,000: $300 per meeting